• Free Consultation

  • 1518 Walnut St Suite 1400 Philadelphia, PA 19102

  • 215 279-9090


How We Work

  • Business owners face many obstacles on the path to securing financing for their companies. According to a survey by the Federal Reserve Bank of Cleveland, half of all businesses that applied for a small business loan received zero funds. Instead of fighting stringent restrictions encountered at traditional lenders, merchant cash advances offer higher approval rates, quicker access to funds, and generally more flexible repayment terms. By taking advantage of the proven merchant cash advance (MCA) model, small businesses can take advantage of a lending platform that combines quick funding with an easy to manage repayment process.

    Here’s how it works:

    The basic principle that guides the small business cash advances model is the premise of repaying your upfront capital with future revenues. Simply put, we will advance a certain percentage of your average sales revenues and generate an up-front amount of cash that can be used for whatever you need. Instead of paying this amount back in large monthly payments, we simply debit a predetermined amount from your business account daily to repay your advance. By doing so, you’ll keep cash flow in check and eliminate the monthly payment spikes that can seriously impact your budget. Now, here is the best part. As you pay down your advance, you will be able to continue to borrow more cash against your future business income. There is no limit to how much cash advance you can receive.

  • Need Capital To Grow Your Business?

    Lets Discuss The Options


  • 1.Apply Online

    First, apply online and complete all required information pertaining to yourself and your company. This information allows us to paint a complete picture of your business, and will help us truly understand your needs. You will also need to provide some basic documentation that will help us establish repayment terms as well as the size of your initial financing needs. An MCA underwriting specialist will contact you directly to complete the process.

  • 2.Cash is Wired to Your Bank Account

    Upon approval, we will wire your approved capital directly to your business checking account. This usually happens within 24 hours. This incredibly quick turnaround time is unheard of in the traditional small business lending field, and it will help you to more aggressively manage your specific financial needs.

  • 3.Success

    Once you have received your cash you will then be able to manage your short term cash flow needs, pay delinquent or outstanding bills, make repairs, order inventory, use the cash for,any other business expense that you may have. The goal here is to help you invest in your business. The Midtown Resources rapid funding process can have money in your hands in a matter of days.